Vike Insurance
Trusted by thousands across Kenya

Protecting whatmatters most

From motor to medical, we got you covered.

4.4 on Google30+ Years ExperienceIRA Regulated10+ Underwriter Partners

Insurance

What do you want to cover?

From your car to your business, we compare quotes from 10+ IRA-regulated underwriters to find the right cover at the right price.

  • Popular

    Motor

    Cars, PSVs, bikes

  • Health & medical

    You, family, staff

  • Travel

    Trips and students

  • Property

    Home, landlord, tenant

  • Business

    WIBA, liability, fire

  • Life & savings

    Term, whole, education

  • Personal

    Accident, last expense

  • Specialty

    Marine, cyber, bonds

Get a free quote

Our Clients

  • KenGen logo
  • Ketraco logo
  • Baringo County logo
  • KNH logo
  • Kisumu logo
  • NSSF logo
  • RVNP logo
  • Taidy's logo
  • TSC logo
  • IRC logo
  • GT Bank logo
  • Zuri Hotel logo
  • Fleevigo logo

Our Trusted Partners

  • First Assurance logo
  • Absa Life logo
  • CIC General Insurance logo
  • Jubilee Allianz logo
  • Heritage Insurance logo
  • Madison Insurance logo
  • ICEA Lion logo
  • Britam logo
  • Monarch logo
  • MUA logo
  • Definite Assurance logo
  • Old Mutual logo
  • Pioneer General Insurance logo

What Our Clients Say

4.425+ reviews on Google
Leave us a review →

How It Works

Getting the right cover has never been simpler. Here is our four-step process.

1

Tell us what you need

Share a few details about your vehicle, business, or health requirements. It takes under 2 minutes.

2

We compare quotes

We instantly pull quotes from 10+ IRA-regulated underwriters so you see your best options side by side.

3

Review your quote

Receive a personalised quote summary by email. No jargon. Just clear cover options and fair prices.

4

Accept & get covered

Choose your cover, complete payment, and we finalise your policy. Your cover note is sent instantly.

Proven Track Record

Our Performance Metrics

Numbers that reflect our commitment to excellence and customer satisfaction.

<14d

Complex Claims Resolved in 14 Days or Less

Efficient handling, even for the most detailed and demanding cases.

<48h

General Claims Paid in Under 48 Hours

Fast-tracking customer satisfaction with industry-leading turnaround times.

30+

Years in Operation

Three decades of insurance expertise, trusted by individuals, SMEs, and corporates across Kenya.

Frequently asked questions

What is an insurance broker and how is Vike different from an insurer?
An insurance broker like Vike works on your behalf, not the insurer's. We compare products from multiple underwriters, advise you on the best fit, and advocate for you when things go wrong. You get independent advice rather than a single insurer's product.
What types of insurance does Vike offer?
We cover motor (private car, commercial, PSV, boda boda), health & medical, life, property (home, landlord, tenant), business & commercial, personal accident, travel, and specialty covers. Visit our Products page for the full list.
What motor insurance covers are available in Kenya?
Two: Third Party Only (TPO), the legal minimum, covering injury or damage you cause to others; and Comprehensive, the widest cover, which adds accidental damage, fire and theft for your own vehicle. Third party fire and theft is rarely offered in Kenya today.
Is comprehensive motor insurance worth it?
For cars less than 10 years old or with an outstanding loan, comprehensive is strongly recommended. It covers windscreen, flood damage, car hire after an accident, and more.
What is the difference between inpatient and outpatient cover?
Inpatient cover pays for hospital admissions, surgeries, and overnight stays. Outpatient cover pays for consultations, lab tests, X-rays, and pharmacy costs without being admitted. Many plans offer both; choosing depends on your needs and budget.
Does Vike offer family medical plans?
Yes. We arrange individual, family (principal + spouse + children), and group/corporate medical schemes. Family plans typically cover a principal member, spouse, and up to four children under 18.
What is the first thing I should do after an incident?
Safety first: ensure everyone is safe and call emergency services if needed. Then: document the scene (photos, witness details), notify Vike or the insurer within 24 hours, and do not admit liability or make any payments to third parties before contacting us.
How long does a motor claim take to settle?
Minor claims (windscreen, minor dents) are often settled within 7–14 days. Complex or high-value claims can take 30–90 days depending on assessor availability and investigations. We actively follow up on all claims to minimise delay.

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